biggest residential property risks.
Water flooding into the roof cavity due to blocked gutters and down pipes, is a major issue.
A report published by Global Insurer, Chubb, has identified a larger, often overlooked is
damage caused by internal water, caused by blocked and overflowing gutters and outlets. Their
research revealed internal water damage in properties, is a more common occurrence than burglary or fire. Regularly having your gutters cleaned, is important when it
comes to home maintenance.
Chubb Research Report
QUOTE: "During heavy rainfall, problems occur due to blocked leaves and drain pipes, which then backup and overflow down internal walls or into ceilings causing costly water damage"
Prevention is better (and a LOT cheaper!) than the cure.
According to Australian insurer, QBE, Water damage insurance claims remain high despite more Aussies working from home.QBE insurance figures show a jump in internal water damage claims. Burst or blocked pipes, which account for 46 per cent of water damage, and are the leading causes of water damage according to QBE claims data. According to the research, internal water damage is also surprisingly common, with 58 per cent of survey respondents having experienced internal water damage themselves, know someone who has, or both.
This is reflected in QBE claims data, which found, QUOTE: "Water damage incidents account for almost a quarter (24%) of all home insurance claims, making it one of QBE’s most common home insurance claims, with the average claim coming in at $5,000, and more severe claims reaching over half a million dollars"
Collie was deluged with unseasonal storms and heavy rain in December 2012. This resulted in some areas of the town being flooded. Collie town received over 120 millimetres (Nearly 5 inches) of rain in a 12 hr period. Several houses had to be evacuated.
Getting gutters vacuum cleaned can help minimise risks.
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